Salary Negotiation Calculator

Advanced Debt-Equity Arbitrage Analysis (FY 2025-26)

STEP 1: LIQUID CASH Lump Sum Amount (Available Cash)

₹

STEP 2: LOAN DETAILS

Principal Amount

₹

Interest Rate (%)

Tenure (Yrs)

Months Paid Already

STEP 3: GROWTH TARGET Expected Market SIP Return (%)

WAY A

₹0

Interest Saved

WAY B

Market Profit

AI RECOMMENDATION

Calculating risk-adjusted opportunity cost.

*Returns are post 12.5% LTCG tax. Prepayment is 100% guaranteed profit.